Get Quote

Coverage that supports you
throughout the crisis
Cyber Insurance is not just a policy – it’s access to comprehensive resources when you need
them the most, including first-tier cyber specialists.
 

Crisis Response
The costs of IT forensic investigation and data breach notification, including engaging legal experts and public relations consultants.

 

Cyber Extortion
Cover for expenses incurred in the investigation, negotiation and resolution of a ransomware event.

 

Business Interruption Loss
Cover for net profit loss and extra expenses incurred from a business interruption due to a cyber security failure, human error or system error.
 

Data & System Recovery
Costs to restore data and software from backup.


 

Civil Liability
Cover for a range of third-party claims arising from data breaches, network security failures and publication of online content.

 

Regulatory Proceedings
Cover for legal costs and insurable fines and penalties imposed by data privacy regulators.


 

The summary above is for general information only and does not constitute an offer of coverage. Any coverage is subject in all respects to the full terms, conditions, limits and exclusions of the applicable policy or policies as issued.
Benefits that give you
confidence behind every click
Protection that helps you move forward with less distraction from the threats in the background.

Peace of Mind

Know you’re backed by top cyber specialists if something goes wrong.
 

24/7 Support

Get immediate round-the-clock cyber support from a Cyber Crisis Specialist to guide you through the event.

Small Cost,
Big Protection

Affordable cover from just a few dollars a day.

 

How Cyber Insurance Protects You:
From Attack to Recovery
Cyber Incident Occurs
Incident Response
Contact 24/7 Support
Contact 24/7 Support
Incident Response Team Engaged
Incident Response Team Engaged
Insurance Response
Third Party Liability
Third Party Liability
Your Financial Losses
Your Financial Losses
Your Recovery
Your Recovery

Cyber Incident Occurs

A ransomware or other cyber security incident disrupts your computer systems, data or business operations.

Contact 24/7 Support

Contact insurer’s 24/7 support via email or phone. The dedicated cyber crisis specialist will assist you with identifying the resources needed to respond to the event.
 

Incident Response Team Engaged

Below expert(s) from insurer’s vendor panel will be recommended to you to help identify and resolve the issues.
  • IT Forensic Firm: detect, contain, and analyze security breaches while preserving evidence
  • Legal Firm: protect your privilege, identify potential liability and any mandatory regulatory reporting / notification needed
  • Public Relations Firm: professional communications strategy with customers and media, if needed
  • Ransomware Negotiator: to negotiate with the threat actor and conduct sanction check, if needed

Third Party Liability

Reimburse the civil liability, damages, settlement, and legal expenses incurred by you arising from Data Breach Incident or Security Breach Incident.
 

Your Financial Losses

  • Incident Response Cost when engaging the Incident Response Team (i.e., IT Forensic Firm, Legal Firm, Public Relations Firm, Ransomware Negotiator)
  • Business Interruption – net profit loss and extra expenses
  • Cost to restore and/or reconstruct data
  • Cyber extortion cost

Your Recovery

  • Computer systems back up and running
  • Business operation returns to normal
  • Potential losses and liability managed
Request your Cyber Protection

Other FAQs

Common answers for your Frequently Asked Questions

What is Cyber Insurance?

Cyber Insurance helps protect your business from financial loss caused by cyber attacks and data breaches. For example, it can help cover:

  • Costs to restore your systems and data after a hack or ransomware
  • Legal and notification costs if your customer’s data is exposed/leaked
  • Business interruption losses if your systems are down
  • Specialist IT and crisis support to get you back up and running

 

For more information, please refer to the “Coverage”

What company should buy Cyber Insurance?

Any organization that relies on the internet, email, handles confidential and/or personal data should consider cyber insurance – which in practice is almost every industry nowadays. Criminals are looking for easy entry points (i.e., weak passwords, unpatched systems, exposed remote access, and human error), so no industry is immune.

How could criminals explore the weak link in the company?

The most common attack method today might be phishing and vishing (voice phishing), especially via email or voice message/phone call.

Phishing / Vishing is where attackers trick people into clicking malicious links, opening infected attachments, or giving away passwords and MFA codes by pretending to be a trusted party (bank, supplier, CEO, IT, etc.). With the convenience and power of AI, phishing and vishing attacks have become easier to launch and far more convincing, making it harder for employees to spot red flags and increasing the likelihood of a successful attack.
 

Aon consultants can advise the right cover for your needs based on your unique risk profile.

How do I report a cyber incident / claim and to get support?

Don’t worry, you are in good hand. Please report the incident via the 24/7 support hotline or email as soon as possible detailed in your policy schedule. Insurer’s incident specialists will reach out to you to confirm next steps and connect you with technical/legal support where appropriate.

How do I know how much to buy?

There’s no one-size-fits-all cyber limit. It will depend on your revenue size, type and volume of data you held, regulatory environment, contractual obligations, and your budget.

A high-level guidance, for company’s annual turnover size below US$100m, policy limit US$1m ~ US$5m would be a good starting point.

Is Cyber Insurance expensive?

Cyber Insurance is not as expensive as you may think. As an indicative guide, for a USD$500,000 coverage limit, pricing starts from USD$1,250 annually*.

A small expense compared to the potential cost of a Cyber event.

* Pricing based upon 12 months cover, business with USD$5m turnover. Pricing is variable dependent on factors, so please contact us for a formal quote.